Celebrating 75 Years of Service: A Milestone We Are Proud to Share
This year, we are filled with joy and gratitude as we celebrate a momentous occasion—75 years of serving our members and community. It’s a milestone that fills us with pride, reflecting on the journey we’ve taken, the challenges we’ve overcome, and the relationships we’ve built along the way. This achievement isn’t just a reflection of our organization’s success but a testament to the trust and support we’ve received from our members, Board, staff, volunteers, and the community.
Celebrating with Those Who Made It Possible
None of this would have been possible without the dedication of — our Board, volunteers, employees, members, and business partners —who have contributed to our story, we want to extend our deepest gratitude. Most of all, our sponsor, Merck & Co., thank you for supporting our mission of enhancing the financial lives of your employees.
We also want to acknowledge the trust and loyalty of our members. It’s been an honor to serve you, and we are deeply grateful for your continued support. Many of you have been with us for years, and we are proud to have earned your confidence. Your feedback, suggestions, and commitment to our mission have helped shape who we are today.
A Celebration of Our Legacy
To mark our 75th anniversary, we’re planning a series of exciting events and initiatives throughout the year to show our appreciation. From special promotions to community outreach efforts, we want to give back to the people who’ve helped us get to this point. We’ll also be taking time to reflect on our history and celebrating the milestones that have shaped our identity. We invite you to share your own experiences, whether you’ve been with us for a year or for decades. Let’s make this anniversary a collective celebration!
A Heartfelt Thank You
Here’s to 75 years of memories, achievements, and shared experiences—and to many more years of growth, connection, and success. We are excited to continue serving you, our community, and the generations to come. Thank you for helping us reach this milestone, and we look forward to the next 75 years together!
Member Referral
Refer Here
Cha-Ching! Our referral program is back and bigger than ever. In honor of our 75th anniversary, we’ve taken our referral rewards to a whole new level. You could receive up to $375 with 5 qualifying referrals!*
Here are several ways we are celebrating:

Loan Promotions
Starting February 2025, we are offering no payments due for 75 days on new Auto Loans.1
Starting February 2025, we are offering no payments due for 75 days on new Personal Loans.1
Applications for Home Equity Loans are reduced to $75.00.

Mortgage Perks
We reduced the processing fee by $75.00.

Business Loans
We reduced the origination fee to 0.75%.

Credit Cards
Check back for upcoming credit card specials!

Certificate Special
7.5-month Certificate at 4.50% APY
*APY = Annual Percentage Yield. Rates effective 3/1/2025 are subject to change without notice. Minimum balance on certificates is $500. Minimum balance on all JUMBO certificates is $25,000. 7.5-month certificate maximum total deposit is $75,000. 7.5 Promotional Certificate will automatically renew at maturity to the 12-month terms at the non-promotional interest rate and APY in effect at the time of the renewal. Penalties for early withdrawal apply. Click here to review our Certificate Disclosure

Community Outreach | Member Appreciation
Community Outreach
We truly value our community, and we want to show our appreciation for your continued support. Throughout the year, we’ll be randomly selecting 75 lucky members of the community to receive special gifts as a token of our gratitude on Fridays. Make sure to follow us on our social media pages for updates and details on how you could be one of the fortunate winners!
Member Giveaways 2
In certain months throughout the year, we will randomly select two members to receive $750.002 to commemorate our 75-year milestone.
Giving Back to the Causes 3
We will randomly select 75 members to receive $75.003 and pick a charity to receive $75.00 in April and October. Each selected member will have the opportunity to choose from a list of local charities and organizations, and we will donate the $75.00 on their behalf. It’s our way of giving back to the community and supporting the causes that make a difference.
Member Referral
Our Member Referral program is back and bigger to celebrate 75 years.
Note: Promotional offers are subject to change without prior notice. MSDFCU makes every reasonable effort to ensure the accuracy and validity of the information published. We reserve the right to change service information, rates, or terms at any time without prior notice. Contact us for complete details.
1 - Finance charges will accrue from the loan origination date.
2 - $750 - The value of this cash bonus offer will be reported to the IRS, and any federal, state, or local taxes are the responsibility of the recipient. The drawing months include February, April, May, June, July, August, September, October, and December only.
3 - $75 - The value of this cash bonus offer is subject to all applicable federal, state, or local taxes and are the responsibility of the recipient.
Note: Prize Winner(s) will be selected through a random drawing from all members in good standing during the 75th Anniversary Celebration February 2025 through December 2025. MSDFCU will contact the potential prize winner(s) by email or phone using the contact information on file with MSDFCU. The prize winner is required to respond to the notification within 15 business days indicating they accept the Prize and its conditions. If no response is received within the time allotted, an alternate Winner(s) may be selected. Odds of winning a prize depend on the number of MSDFCU members prior to drawing – no purchase or entry necessary.